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CP504 Notice: What to Do Before IRS Levy

The IRS Can Now Seize Assets - Here's How to Stop It

Quick Answer: A CP504 gives the IRS authority to levy your state refund and bank accounts. We help taxpayers stop IRS levies before they happen. Call (561) 247-0678.

Response Deadline: 30 days from notice date

What the CP504 Notice Means

The CP504 is the IRS formally notifying you that they will begin seizing assets to collect your tax debt. Your state tax refund will be taken, and further levies will follow.

Who receives this notice: Taxpayers who have ignored previous notices (CP14, CP501, CP503) and have not made arrangements to pay.

Important Deadline

30 days from notice date: You have 30 days to pay, set up a payment plan, or request a Collection Due Process hearing before levy action begins.

What Happens If You Don't Respond

  • Your state tax refund will be seized
  • A federal tax lien will be filed (if not already)
  • Bank accounts can be levied after final notice
  • Wages can be garnished
  • Property and assets can be seized
  • Passport revocation for debts over $59,000

Your Resolution Options

  • Pay the full balance immediately
  • Set up an installment agreement within 30 days
  • Submit an Offer in Compromise
  • Request a Collection Due Process (CDP) hearing
  • Apply for Currently Not Collectible status
  • Hire a tax professional for urgent representation

Recommended Next Steps

  1. 1This is an emergency - act immediately
  2. 2Call the IRS or a tax professional today
  3. 3Request a Collection Due Process hearing if you disagree
  4. 4Set up a payment plan to stop levy action
  5. 5Gather financial documents for hardship claims if applicable

Frequently Asked Questions About CP504

A CP504 notice means the IRS intends to levy (seize) your state tax refund and has the authority to take further collection action. This is the final balance due notice before the IRS sends a formal levy notice. It indicates you have ignored previous notices (CP14, CP501, CP503) and the IRS is now preparing to enforce collection.

You have 30 days from the date on the CP504 notice to take action. Within this window, you can pay the balance in full, set up an installment agreement, submit an Offer in Compromise, request Currently Not Collectible status, or request a Collection Due Process hearing. Acting within 30 days is critical to prevent escalation.

Yes. After sending the CP504, the IRS can immediately seize your state tax refund. For other assets like bank accounts, wages, and property, the IRS must first send a final notice (CP90 or LT11) and wait 30 days. However, a federal tax lien can be filed at any time, damaging your credit and ability to sell property.

First, don't ignore it - this is urgent. Second, verify the amount owed is correct by reviewing your tax records. Third, determine if you can pay in full or need a payment plan. Fourth, contact the IRS at the number on the notice or call a tax professional at (561) 247-0678 to discuss your options before the 30-day deadline passes.

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Don't Let a CP504 Notice Escalate

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