Can I Remove an IRS Tax Lien From My Record?

Quick Answer

Yes, you can remove an IRS tax lien through four methods: release (paying in full), withdrawal (removing public record), discharge (releasing specific property), or subordination (allowing other creditors priority).

Detailed Explanation

The IRS offers several ways to address a federal tax lien depending on your situation. A lien release occurs when you pay the debt in full or it expires. A lien withdrawal removes the public filing entirely, which is better for your credit—you may qualify if you enter a direct debit installment agreement for balances under $25,000. Discharge removes the lien from specific property, typically when selling real estate. Subordination moves the IRS lien behind another creditor, often used for refinancing.

Key Points to Remember

  • Lien release happens when debt is fully paid or expires
  • Lien withdrawal removes the public record entirely
  • Withdrawal available with direct debit agreement under $25,000
  • Discharge removes lien from specific property being sold
  • Subordination allows refinancing by moving IRS behind new lender

Timeline

30-60 days for most lien-related requests

Related Resolution Options

Related IRS Notices

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